Dagens tips torsdag 2024-03-21

Canada’s “open banking” is paving the way to a national social credit system

"A long-promised revolution in banking is headed to Canada, but you might not notice when it arrives, was the sinister headline to a recent The Canadian Press article.

The change that is in the works is something called “open banking” and the Canadian federal government has promised framework legislation in next month’s budget to bring the system to Canada.

Under open banking, banks allow access and control of customers’ personal and financial data to third-party service providers.

One of the biggest areas of growth is in credit assessments, The Canadian Press reported. “Under open banking, lenders could directly access an individual’s banking data, so they can look beyond credit scores. Consumers can also use it to build their credit scores, for example by providing reliable rent payments.”"

En mycket obehaglig utveckling av övervakningssamhället. Ett första steg i införandet av sociala krediter och underlätta acceptansen av digital valuta där just sådana möjligheter är uppenbara.

Se också Dagens tips 2024-03-19x om hur Stripe vill ha sådan information av bloggare som använder Substack. Allt för "kundkännedom"!

Läs vidare på The Exposé. 

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